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XTB accounts and how they score

Account range and entry terms feed the rating. Here are XTB's accounts and the facts the score is built on.

Facts last checked . Read the full XTB review.

Accounts

Minimum deposit
$0
Account types
Standard, Swap-Free/Islamic, Professional, Demo
Account currencies
USD, EUR, GBP, additional currencies depending on entity
Islamic account
Yes, international entity
Demo account
Yes
Professional account
Yes
Minimum trade size
0.01 lots
Time to open
Typically a few minutes

What this means

XTB runs 4 account types. More choice is not automatically better: the tightest headline spread almost always sits on the account that also charges a commission, so the comparison that matters is the two added together.

Base currencies: USD, EUR, GBP, additional currencies depending on entity. Holding the account in the currency you fund it with avoids a conversion charge on every deposit and withdrawal - a cost that never shows up in a spread comparison.

The smallest position is 0.01 lots. For anyone starting carefully this matters more than the minimum deposit, because it sets the least you can put at risk on a single trade.

A demo account is available. Worth using for the platform rather than the results: fills are simulated, so it tells you how the software behaves but very little about execution.

Questions about XTB accounts

What account types does XTB offer?

XTB offers 4 account types: Standard, Swap-Free/Islamic, Professional, Demo.

What is the minimum deposit at XTB?

The minimum deposit at XTB is $0. It can differ by account type and by the entity you register with.

Does XTB offer an Islamic account?

Yes. XTB offers a swap-free account for clients who need one.

Accounts at brokers under the same regulator

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